How to Receive Payments

Now that we’ve covered the basics on organization and have applied for a few money making opportunities it’s time to discuss the various ways you might receive payments.


This is not the most popular way anymore however a few companies still use this method. They would obviously need your mailing address and real name to issue these out to you so please don’t try to complicate things by signing up with false information.


This is one of the most popular options. Some companies will require your PayPal information from the very beginning. Some of these companies also prefer that you use the same email address form your PayPal account to sign up with their company. Keep an eye out for that so you don’t complicate things for yourself. If you happen to sign up with an email that is not associated with your PayPal account, then you can always add that email address to your PayPal account as an alternative email. If you don’t have a PayPal account then sign up for one here and use the email address you just created….if you created a new email address. Certain PayPal accounts allow you to get a PayPal debit card so you can spend directly from your account versus transferring to your bank account.

Bank Account

If you sign up with companies that pay directly into your bank account, make sure to put in your routing and account number accurately so you receive your payment. You won’t run into many companies that pay like this but there are still a few.

Serve & Bluebird

Don’t have a bank account? Well then you want to check out Serve and Bluebird. Serve is a prepaid debit account that I’ve used for a few years and it’s great. I had Bluebird before that and it was great as well. It’s an alternative to banking. I love that Bluebird actually gives you physical checks. They’re both products from American Express and I recommend you check these out if it applies to your situation.

Gift Cards

Most companies (especially survey companies) are giving out gift cards as form of payments. Gift cards don’t usually expire; just be sure not to lose them. I love this option when they have the gift cards I like. Target and Amazon gift cards are my top favorites because you can add those cards directly to your Target and Amazon account and spend when you’re ready. I like saving them up. Also, I love getting restaurant gift cards. I have two kids and it’s expensive to treat us out to eat. If your budget is tight and you can’t afford to take your family or yourself to a restaurant then these type of gift cards are a blessing. I love that it forces you to actually go out, because if I received the payment in PayPal or my bank account I would use it to pay a bill or save for a rainy day. If a company only offers gift cards as payments, IT IS STILL WORTH SIGNING UP!

Visa, MasterCard and American Express Debit/Gift Cards

This is a great form of payment because you can use it to shop online if you are one of those who don’t feel safe using your personal debit and credit cards online. These gift cards can be used at every retailer that accepts Visa, MasterCard and American Express. They can also be used to pay bills directly such as your cable bills. Just be careful because some of these have expiration dates and might charge fees on balances that have remained on the card for over a year.

Cash Out Thresholds

Now although you may begin making some money with some of these companies, you may not be able to get paid until your account balance reaches a certain threshold. Some companies want you to have earned at least $5 while others might want you to get $10, $20 or whatever other amount. There will be some companies that pay you automatically when you reach that threshold if they pay cash only and others that you will have to manually request your payment. If you sign up with companies other than the ones I present here then just be mindful of how much work it will take to actually reach cash out to see if the opportunity is worth your time or a waste of time.

Remember this one little tip from me:

“Cash Out Often and As Soon As Possible”

All companies at some point may end, change or merge, so it’s not the safest to leave your hard-earned funds in their accounts. Be cautious and take out your money whenever possible.

If you have any comments or questions please meet in the comment area below 🙂

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